Home Equity Loans
Use your home's equity to assist in renovating your home, consolidating debt, paying tuition, and more. Apply for a home equity loan with one of our specialized lenders. They are knowledgeable, experienced and local to service your needs.
At PS Bank, we will GUARANTEE that your Home Equity Loan application will have a decision within 5 days*. If not, we'll give you $25! No Closing Costs**
*Guarantee of loan decision within 5 days of receipt of complete loan application, including signatures of borrowers, signed disclosure including the borrowers' intent to proceed and all necessary financial information. Maximum loan to value of 85%. Offer is in effect as of 5/1/17. Limited Time Offer subject to credit score approval. Additional terms and conditions may apply. Please consult your tax advisor to determine if interest is tax deductible.
**ADDITIONAL “NO CLOSING COST” PRODUCT DISCLOSURE: “No closing costs” means PS Bank (‘Bank’) will waive origination fee, abstract update, title search fee, appraisal fee, bank attorney fee, or mortgage tax. If customer selects an attorney to represent him/her, customer is responsible for attorney’s fee. Bank’s intent is to utilize and pay for an exterior-only appraisal of the collateral property. If a more extensive appraisal is requested by the customer or is deemed necessary by Bank for any reason, Bank will pay for up to $300.00 of the cost. The customer will be responsible for any difference charged by the appraiser. Any expense not specifically listed herein is the responsibility of the borrower. Property and hazard insurance are required and are the responsibility of the borrower. Loans closed within three years of origination will incur third-party closing costs originally waived at account opening. Applies to Pennsylvania properties only. Member FDIC. Equal Housing Lender.