Home Equity Loans
Home Equity Loans:
60-month Home Equity loan - 3.24% APR*
100-month Home Equity loan - 3.99% APR*
Home Equity Line of Credit:
Introductory rate for the first 6 months - 1.99% APR**
then 3.25% APR** fully indexed rate thereafter!
Contact one of our lenders to discuss your lending needs.
Marsha Stoddard - NMLS# 662604 -AVP/Lending 570-746-8761
Peggy Beckwith - NMLS# 662610 -AVP/Office Supervisor 570-358-1000
Chad Smith - NMLS# 662608 -AVP/Branch Manager 570-888-9853
Stacy Kaufmann - NMLS# 662612 -Branch Manager 570-928-0141
Karen Stroud - NMLS# 662605 -AVP/Lending 570-268-7506
Ashley Hunsinger - NMLS# 893416 -Branch Manager 570-746-8741
Robert Karoscik - NMLS# 1103874 -VP/Lending Officer 570-996-5302
Joanne Miller - NMLS# 1158293 -Branch Manager 570-268-7498
You may also click here to print the consumer loan application.
*Annual percentage rate (APR) stated requires FICO credit score of 720 or greater; rates may differ based on credit score, property/dwelling type, payment method. Maximum loan-to-value of 85%. Rates subject to change. Example of payment terms: Borrow $25,000.00 for 60 monthly payments at 3.24% APR of $451.89 or borrow $25,000.00 for 100 monthly payments at 3.99% APR of $294.27. New money only. APR shown and example of payment terms assume automatic deduction of monthly payment from a PS Bank checking account. Offer subject to credit approval. Additional terms and conditions may apply. Minimum of $25,000 required to obtain rate. Please consult your tax advisor to determine if interest is tax deductible.
**Annual Percentage Rate (APR) stated requires a FICO credit score of 720 or greater; maximum loan-to-value 85%. The APR after the introductory discounted period is variable, with a maximum rate of interest of 10% above initial rate. The post-promotional rate is based on an index plus margin and may change daily. The index is known as The Wall Street Journal U.S. Prime Rate and is published in The Wall Street Journal. The current index is 3.25%. The margin is 0%. Offer subject to credit approval. Rates and margins may change based on credit score, property/dwelling type, and/or payment method. Closing costs range between $100.00 and $299.00. Minimum of $25,000 required to obtain rate. Additional terms and conditions may apply. Rates subject to change.