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Loans & Credit Cards

Place your credit card and loan business with a local bank that you can trust.

Use your home's equity to assist in renovating your home, consolidating debt, paying tuition, and more. Apply for a home equity loan with one of our specialized lenders.  They are knowledgeable, experienced and local to service your needs. 


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Home Equity Line of Credit
1.99% APR* then 4.25% APR*

*Annual Percentage Rate (APR) stated requires a FICO credit score of 720 or greater; maximum loan-to-value 85%. The initial APR is discounted and after the introductory period the APR is variable, with a maximum rate of interest of 10% above initial rate.  The post-introductory rate is based on an index plus margin and may change daily. The index is known as The Wall Street Journal U.S. Prime Rate and is published in The Wall Street Journal. The current index is 4.25%. The margin is 0%. Offer subject to credit approval. Rates and margins may change based on credit score, property/dwelling type, and/or payment method. Closing costs range between $100.00 and $299.00. Minimum of $25,000 required to obtain rate. Additional terms and conditions may apply. Rates subject to change without notice.

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We offer a variety of personal consumer loans designed to help you purchase that car of your dreams, travel on a vacation, or consolidate billsOur specialized lenders are knowledgeable, experienced and local to service your needs. 


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Why not use a credit card from a bank you know and trust? PS Bank offers Visa, VisaGold, and MasterCard accounts with the following benefits:

  • Toll-free Travel Reservation Service
  • Auto Rental Discounts
  • VisionCare
  • Bonus Travel Dividends
  • Pharmacy Discounts
  • Key Registration

Complete a credit card application at any one of our convenient branch locations.  Once your account is established, you can access your account information and pay your bill online 24/7, or if you prefer, make your payment by mail or at any of our offices.

For additional security, protect your Visa card online with a personal password. Verified by Visa protects your Visa card, giving you reassurance that only you can use your Visa card online.

To report a lost or stolen Visa or Mastercard credit card, please call 1-800-325-3678

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