No alert. TV Output: 0

Mortgages

PSMortgage

Whether you are planning to purchase or construct a new home or refinance an existing one, PS Mortgage has a mortgage to fit your needs. Contact a PS Mortgage Loan Originator to discuss your home borrowing needs.

Our mortgages feature fast and local approval, low-cost closings, and competitive rates.  We offer fixed and variable rates; VA, FHA, PHFA, and USDA rural housing options.  Reverse mortgages are available.  Our Mortgage Specialists are local, knowledgeable, and experienced. 

Mortgage Calculator Apply Now

Contact Our Mortgage Lending Team

Like PS Mortgage on Facebook.

Are you buying or building a new home?  Refinancing your home for cash out or to take advantage of historically low mortgage rates?  At PS Mortgage, our mortgage originators are dedicated to providing a seamless process – from application to closing.

  • Low down payment options
  • Competitive rates at historic lows
  • Fixed rate terms up to 30 years

Contact Our Mortgage Lending Team

If you are a military veteran or active duty service member, you may qualify for 100% financing and unlimited sellers assist toward closing costs!

Have you:

  • Served 90 consecutive days of active service during wartime?
  • Served 181 days of active service during peacetime?
  • Served more than 6 years in the National Guard or Reserves?

You may be eligible for a VA Loan!

Contact Our Mortgage Lending Team

  • Below market interest rates
  • Closing cost and down payment assistance programs available
  • Special programs for persons with disabilities
  • Save up to $2,000 a year with a Mortgage Tax Credit Certificate
  • Homebuyers counseling and education required for borrowers with a FICO credit score of less than 680

Contact Our Mortgage Lending Team

Enjoy life in rural northeastern Pennsylvania even more as a homeowner.  A USDA/Rural Development mortgage provides income eligible borrowers with affordable homeownership.

  • Available for single-family home purchases
  • 100% financing available
  • Seller assist up to 6%
  • Not limited to first-time homebuyers
  • Available to eligible borrowers with credit scores of 620+
  • Household income limits
  • Property eligibility

Contact Our Mortgage Lending Team

Buying a new home is a dream for many families! 

  • 3.5%  down payment requirement
  • Seller assist up to 6%
  • Escrow for taxes and insurance required
  • Private Mortgage Insurance (PMI) applies
  • Available to borrowers with credit scores of 580* or greater

*Additional requirements for borrowers with credit scores of 580 – 619

Contact Our Mortgage Lending Team

The prospect of building a new home is exciting.

One closing – one set of closing costs

  • Rate lock up front at current low rate
  • Local disbursements to your contractor

Contact Our Mortgage Lending Team

Contact a Mortgage Specialist Today!
Log in to Online Banking