Fraudulent Phone Calls: Banks Never Ask That
Romance Dating Scams
Millions of people turn to online dating apps or social networking sites to meet someone. But instead of finding romance, many find a scammer trying to trick them into sending money. Read about the stories romance scammers make up and learn the #1 tip for avoiding a romance scam.
Learn more about how to avoid these scams from the by clicking here.
COVID-19 Loan Forgiveness Resources
PS Bank continues to accept submission of PPP forgiveness applications for existing PPP loans using the forms and links below. Please utuilize the documents below and contact your lender or HereToHelp@psbanking.com for assistance. Please visit our COVID-19 Update page for detailed payroll document information.
Links to instructions and forms for loans over $50,000:
SBA Form 3508EZ Instructions
SBA Form 3508EZ Forgiveness Application
SBA Form 3508 Instructions
SBA Form 3508 Forgiveness Application
If your PPP Loan was $50,000 or less:
SBA Form 3508S Instructions
SBA Form 3508S Forgiveness Application
Please submit your documentation to your lender.
PS Bank Lending Team:
Jeffery Aeppli - firstname.lastname@example.org
Janice Bevacqua - email@example.com
Jeffrey Buckingham -firstname.lastname@example.org
Joshua Edwards -email@example.com
Thomas Hendershot - firstname.lastname@example.org
William Joseph -email@example.com
Paul Walsh - firstname.lastname@example.org
COVID-19: Beware Fraudulent Activity and Scams
As PS Bank works diligently to ensure the health and safety of all customers, please review the resources below to stay financially healthy and secure.
- FTC - Checks from the Government
- FDIC - When People Face Tough Times, Crooks Try to Profit
- PA.Gov - Fraudsters Using New Tactics to Steal Personal Data During COVID-19 Pandemic
- Economic Impact Payment Information Center
Scammer Can Fake Caller ID Info
Scammers are using fake caller ID information to trick you into thinking they are someone local, someone you trust – like a government agency or police department, or a company you do business with – like your bank or cable provider. The practice is called caller ID spoofing, and scammers don’t care whose phone number they use. One scammer recently used the phone number of an FTC employee... Read More.
Division of Consumer and Business Education, FTC.
More Information For Our Customers
The Equifax Data Breach - What To Do?
Avoid Skimmers at the Pump
Understanding Debit and Credit Card Fraud
Keeping your Debit and Credit Cards Safe: When Small Charges Can Signal a Big Crime
Keeping your Debit and Credit Cards Safe: How to Spot Fraud
Business Security for Business Online Banking Customers
Creating Strong Passwords That You Can Remember
Conducting Your Transations Online
Don't be a Victim of a Check Scam
Are Your Deposits FDIC Insured?
Computer Repair Scam
Staying Protected While Always Connected
The Small Business Guide to Corporate Account Takeover
Student Loan Debt Relief Scam
Holiday Shopping Tips from the FTC
Social Security Scam
Online Dating Scams! Click here for more information and video.
Put the brakes on phony online car sales
Website: Click Here
BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS
What is this form?
To help the government fight financial crime, Federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law enforcement investigate and prosecute these crimes.
Who has to complete this form?
This form must be completed by the person opening a new account on behalf of a legal entity with any of the following U.S. financial institutions: (i) a bank or credit union; (ii) a broker or dealer in securities; (iii) a mutual fund; (iv) a futures commission merchant; or (v) an introducing broker in commodities.
For the purposes of this form, a legal entity includes a corporation, limited liability company, or other entity that is created by a filing of a public document with a Secretary of State or similar office, a general partnership, and any similar business entity formed in the United States or a foreign country. Legal entity does not include sole proprietorships, unincorporated associations, or natural persons opening accounts on their own behalf.
What information do I have to provide?
This form requires you to provide the name, address, date of birth and Social Security number (or passport number or other similar information, in the case of foreign persons) for the following individuals (i.e., the beneficial owners):
(i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity
customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and
(ii) An individual with significant responsibility for managing the legal entity customer (e.g., a Chief Executive Officer,
Chief Financial Officer, Chief Operating Officer, Managing Member, General Partner, President, Vice President, or
The number of individuals that satisfy this definition of "beneficial owner" may vary. Under section (i), depending on the factual circumstances, up to four individuals (but as few as zero) may need to be identified. Regardless of the number of individuals identified under section (i), you must provide the identifying information of one individual under section (ii). It is possible that in some circumstances the same individual might be identified under both sections (e.g., the President of Acme, Inc. who also holds a 30% equity interest). Thus, a completed form will contain the identifying information of at least one individual (under section (ii)), and up to five individuals (i.e., one individual under section (ii) and four 25 percent equity holders under section (i)).
The financial institution will also ask to see a copy of a driver's license or other identifying document for each beneficial owner listed on this form.