Business Lending

Expand your operations, increase your property holdings.

When it comes to the real estate market and business lending in North Central and Northeastern Pennsylvania, our commercial lenders bring unparalleled knowledge and experience. Whatever your business goals, we'll help you identify the appropriate loan program to fuel your growth.

Whether purchasing or refinancing your commercial property or breaking ground for your business, our lending team can help you find the right real estate loan to take the next step.

  • Commercial Mortgage Loan
    • Terms up to 20 years
    • Competitive interest rates
  • Commercial Construction Loan
    • Construction to permanent loan
    • Terms up to 20 years
    • Competitive interest rates

Interested in financing your equipment purchases or acquisitions, and consolidating debt without impacting cash flow? PS Bank’s commercial loans and lines of credit options provide you with the proper lending solutions to finance operating expenses, real estate taxes, and more.

  • Terms up to 20 years, depending on the collateral pledged
  • Competitive interest rates

Benefit from competitive interest rates, favorable loan terms, and expert guidance. The SBA preferred lending team at PS Bank helps you get the funding your small business needs to succeed.

Small businesses are the backbone of the economy. The U.S. Small Businesses Administration works with financial institutions to provide loans that help new and existing businesses acquire everything from equipment to real estate and obtain funds for working capital. At PS Bank, our experienced business lending team can help you navigate the application process and get the funding needed to power your success.

  • SBA 7a and 504 loans available
  • Assistance with local lending decisions
  • Funding for start-up costs, equipment, machinery and vehicles
  • Loans for business expansion or real estate purchases
  • Working capital to support export initiatives, inventory acquisition, seasonal needs and other purposes
  • Lower interest rates and longer repayment periods than most traditional term loans
  • One-on-one assistance from professional lenders who will work closely with you during the application process

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

Unsecured Home Improvement Loan

Do you want to increase the value of your home with fixed monthly payments? PS Bank can help with an unsecured home improvement loan.

Apply For A Mortgage

Jump into your dream home with a mortgage from PS Mortgage.

Bank From Anywhere

Download our mobile app to bank as you go!

Make A Loan Payment Online

Make your PS Bank loan and mortgage payments online anytime, anywhere!

Explore Our Digital Banking Services

At PS Bank, you can manage your money and account from anywhere, anytime. Use Online Banking to pay bills, make loan payments, and more.

Check Out Our Competitive Rates

240 Month Home Equity


HELOC Introductory Rate


60 Month CD


We Want to Hear From You!

Questions or concerns? Get in touch with us