CDs & IRAs

Whether you're saving for the short term or long haul, you can count on these time-tested tools.

Planning ahead. Everyone agrees it's a great idea. But with the cost of everyday living, it's often easier said than done. The good news is that PS Bank offers several look-to-the-future saving strategies. Certificates of Deposit and Individual Retirement Accounts are safe accounts that can put your finances in better position in a few months, a few years or decades down the line.

When you're saving up for something special - or just a more secure future - every dollar counts. With Certificates of Deposit, your money gets a strong positive push and you get peace of mind from knowing that your initial investment is completely safe.

  • Choose CD lengths ranging from 3 months to 5 years
  • Competitive rates of interest; interest accrued daily
  • Low minimum - $500 to open
  • Interest can be deposited into your PS Bank Checking or Savings account monthly, quarterly, or annually
  • Penalties apply for early withdrawal
  • FDIC Insured

Traditional and Roth IRAs

Travel the world or take up a new hobby. Spoil the grandkids or simply relax at home. Everyone has their own idea of the perfect retirement. The sooner you start saving, the more money you’ll have to check off every item on your bucket list.

  • Choose from a Retirement CD or Savings Plan
  • Competitive rate of interest
  • No annual fees
  • Penalties apply for early withdrawal
  • Choose Traditional or Roth IRAs – or a combination of the two
  • Traditional - Contributions may be tax deductible and interest accumulates tax free
  • Roth - Contributions not tax deductible, but earnings grow tax free
  • Consult your financial advisor about an IRA plan that meets your financial objectives

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

Unsecured Home Improvement Loan

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Check Out Our Competitive Rates

240 Month Home Equity


HELOC Introductory Rate


60 Month CD


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