Changes to Account Names, Terms, and Fees: Effective September 1, 2025
Effective September 1, 2025 Change in Account Names, Terms, and Fees
Checking Account Name Changes
- Everyday Focus (formerly Free Checking)
- Focus Plus (formerly Select checking)
- Focus Premier (formerly Preferred checking)
*New fee: Paper statement fee will apply if you do not enroll in e-statements.
To determine the name of your checking account, refer to your periodic statement
New Fees as of September 1, 2025
For all checking accounts:
Paper statement fee - Consumer accounts: $3.00
Paper statement fee - Business accounts: $5.00
E-statements – Remain free
Additional fee increases effective September 1, 2025
Deposited Item Returned Unpaid |
$20.00 |
Insufficient Funds (NSF) - each item paid or returned |
$35.00 |
Overdraft - each overdraft paid or returned |
$35.00 |
Wire Outgoing - Foreign |
$50.00 |
VISA CHECK CARD Replacement Card Rush Delivery |
$45.00 |
VISA CHECK CARD Replacement Card Special Handling |
$5.00 |
Money Order |
$5.00 |
Full disclosures available upon request.
Contact us at any of our convenient locations, email us at [email protected] or call our Customer Care Center at 866-746-1011.
Avoid fees by signing up for e-statements today.
Enrollment can be completed through online banking.
Have questions? Give our team a call at 866-746-1011.

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