Changes to Account Names, Terms, and Fees: Effective September 1, 2025

Effective September 1, 2025 Change in Account Names, Terms, and Fees

Checking Account Name Changes

  1. Everyday Focus (formerly Free Checking)
  2. Focus Plus (formerly Select checking)
  3. Focus Premier (formerly Preferred checking)

*New fee: Paper statement fee will apply if you do not enroll in e-statements.

To determine the name of your checking account, refer to your periodic statement

New Fees as of September 1, 2025

For all checking accounts:

Paper statement fee - Consumer accounts: $3.00

Paper statement fee - Business accounts: $5.00

E-statements – Remain free

 

Additional fee increases effective September 1, 2025

   

Deposited Item Returned Unpaid

$20.00

Insufficient Funds (NSF) - each item paid or returned

$35.00

Overdraft - each overdraft paid or returned

$35.00

Wire Outgoing - Foreign

$50.00

VISA CHECK CARD Replacement Card Rush Delivery

$45.00

VISA CHECK CARD Replacement Card Special Handling

$5.00

Money Order

$5.00

 

Full disclosures available upon request.

Contact us at any of our convenient locations, email us at [email protected] or call our Customer Care Center at 866-746-1011.

Avoid fees by signing up for e-statements today.

Enrollment can be completed through online banking.

Have questions? Give our team a call at 866-746-1011.

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