2015 Q1 Dividend

PEOPLES LTD DECLARES 2015 Q1 DIVIDEND

Anthony J. Gabello, President and Chief Executive Officer of Peoples LTD, has announced that the Board of Directors has declared a first quarter cash dividend in the amount of $0.40 per share payable on March 31, 2015. The cash dividend represents a 10.5% increase over the cash dividend paid in the first quarter 2014 of $0.36 as adjusted for the 2014 year-end 5% stock dividend.

The declaration of dividend, made at the regular meeting of the Board of Directors on February 25, 2015, is payable to shareholders of record March 16, 2015.

Note: This press release may contain forward looking statements as defined in the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various factors. These factors include operating, legal and regulatory risks; changing economic and competitive conditions and other risks and uncertainties.

Peoples LTD is the holding company for PS Bank. PS Bank is an independent community bank established in 1914 with branch locations throughout Bradford, Sullivan and Wyoming counties. Book value for stock of Peoples LTD was $47.35 as of December 31, 2014 and is traded in the Over-the-Counter market under the symbol PPLL.

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

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