2015 Q4 Cash and Stock

PEOPLES LTD DECLARES 2015 CASH AND STOCK DIVIDEND

The Board of Directors of Peoples LTD (OTC:PPLL), the parent company of PS Bank, has declared a fourth quarter cash dividend of $0.46 per share and a 5% stock dividend payable on December 18, 2015.

The 2015 fourth quarter dividend represents a 20.72% increase over the regular cash dividend in the fourth quarter of 2014 excluding the special dividend celebrating the Bank’s 100th anniversary.

The cash dividends paid in 2015 of $1.72 represent an increase of 8.77% over the cash dividends paid in 2014 of $1.58 as adjusted to reflect the 5% stock dividend.

The cash and stock dividend, declared at the regular meeting of the Board of Directors on October 28, 2015, will be payable to shareholders of record November 20, 2015.

Peoples LTD is the holding company for PS Bank. PS Bank is an independent community bank, established 1914, with branch locations throughout Bradford, Sullivan and Wyoming Counties. Stock of Peoples LTD has a book value of $50.33 as of September 30, 2015. Stock of Peoples LTD is traded in the Over-the-Counter market under the symbol PPLL.

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

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