Personal Checking
Filled with free features, our checking options make money management more convenient and your day a little easier.
Open an Account Online
PS Bank makes account opening easy, from anywhere
Find a checking account that fits your lifestyle in Pennsylvania
Different people, different needs. That's why PS Bank offers three unique checking account options. But whether you choose to say "no" to monthly fees or "yes" to extra income, you'll enjoy the advantages of online banking, our handy mobile banking app, a free Visa debit card, and coast-to-coast ATM access.
You can cut costs without cutting corners. Our basic checking account option holds the line on fees while still offering everything you need for 24/7 account access.
- $25 minimum to open
- $0 service charge with eStatements
- No fees at PS Bank ATMs ($2 foreign ATM fee per transaction, plus surcharge)
- Free starter checks
- No interest earnings
- $25 minimum to open
- $500 minimum balance required or receive at least one ACH credit/direct deposit during the statement cycle (a $6 monthly service charge applies otherwise)
- No interest earnings
- No fees at PS Bank ATMs (surcharge only at foreign ATMs)
- Free starter checks
Most checking accounts send money only in one direction - out to the people and businesses you're paying. But PS Preferred is a two-way street, with your deposits earning interest at a competitive rate.
- $25 minimum to open
- A below minimum maintenance service charge fee of $10 will be imposed every statement cycle if the balance in the account falls below $1,000 on deposit in this Focus Premier Checking or $10,000 combined deposits in checking, savings, and/or time deposits.
- Tiered interest structure means bigger balances can earn money at higher rates
- No fees at PS Bank ATMs (surcharge only at foreign ATMs)
- Free basic checks
Want to learn more about PS Bank’s checking rates? Give us a call or visit us in person at one of our Pennsylvania branches.
