Buying a home is one of life's biggest milestones—and it often starts long before you find "the one." Whether you're purchasing your first home, moving into your next home, or exploring your financing options, building a relationship with a trusted mortgage lender early in the process can help you navigate your homebuying journey with greater confidence.
That's where Holly comes in.
With years of experience as a Mortgage Loan Originator and more than two decades in the banking and mortgage industry, Holly is committed to helping customers understand their financing options and guiding them through each step of the mortgage process. Her approach is centered on education, communication, and personalized service, ensuring customers have the information they need to make informed decisions.
Before becoming a Mortgage Loan Originator, Holly served as a Mortgage Lending Specialist and spent more than twelve years as a Branch Manager, giving her a well-rounded understanding of both lending and customer service. She also holds a real estate license, providing valuable insight into the homebuying experience from multiple perspectives.
Why Start with a Mortgage Lender?
Many prospective buyers begin by browsing online listings or attending open houses. While it's exciting to imagine your future home, speaking with a mortgage lender first can help you better understand your purchasing power before you begin shopping.
Meeting with a lender early allows you to:
- Review your current financial picture.
- Discuss loan programs that may fit your needs and goals.
- Understand the factors that may affect your financing options.
- Receive a mortgage prequalification, if appropriate, which can help you begin your home search with a clearer budget in mind.*
- Ask questions about the mortgage process before you're under the pressure of making an offer.
Every homebuyer's situation is unique, and having an experienced professional to guide you can make the process feel less overwhelming.
What Should You Have Ready?
When you're ready to begin the conversation, gathering a few basic financial documents can help make your appointment more productive. Depending on your circumstances, your lender may ask for information such as:
- Recent pay stubs and proof of income
- W-2 forms or tax returns
- Bank and investment account statements
- Information about current debts and monthly obligations
- A valid photo ID
Don't worry if you don't have everything prepared. Your lender will explain what documentation may be needed based on your individual situation.
More Than a Loan—A Relationship
At PS Bank, we believe buying a home is about more than completing paperwork. It's about building a relationship with someone who will take the time to understand your goals, answer your questions, and provide guidance throughout the process.
Whether you're ready to purchase now or simply want to prepare for the future, Holly is happy to discuss your options and help you understand the next steps.
Connect with Holly
Holly proudly serves homebuyers throughout Tunkhannock, Wysox, and Sayre.
If you're thinking about buying, building, or refinancing a home, start the conversation today.
Holly DiLeo
Mortgage Loan Originator
NMLS # 1969430
Phone: 570-585-6411
Email: [email protected]
Visit www.psbanking.com/mortgage to learn more about PS Bank's mortgage loan options or to connect with Holly.
*Prequalification is based on information provided by the applicant and is not a commitment to lend or a loan approval. All mortgage loans are subject to credit approval, underwriting requirements, and program eligibility. Member FDIC. Equal Housing Lender.