Rates

* Daily Balance (the amount in the account each day). Interest on all deposits compounded daily. Minimum deposit to open is $2,500. Rates are subject to change without notice. Fees could reduce earnings on the account. FDIC covered accounts. Each depositor insured to at least $250,000. Rates may change after the account is opened.

*Daily Balance (the amount in the account each day). Interest on all deposits compounded daily. Rates are subject to change without notice. Fees could reduce earnings on the account. FDIC covered accounts. Each depositor insured to at least $250,000. Penalty for early withdrawal.

*Annual Percentage Rate (APR) stated requires a FICO credit score of 700 or greater; maximum loan-to-value 85%. Offer subject to credit approval. Rates may change based on credit score or property/dwelling type.

**ADDITIONAL “NO CLOSING COST” PRODUCT DISCLOSURE: “No closing costs” means PS Bank (‘Bank’) will waive origination fee, credit report fee, title search fee, flood determination fee, mortgage recording fee, bank attorney fee, automated valuation fee, and mortgage tax. Any expense not specifically listed herein is the responsibility of the borrower. Bank’s intent is to utilize and pay for an automated valuation of the collateral property. If a more extensive appraisal is requested by the applicant or is deemed necessary by Bank for any reason, the applicant will be responsible for the cost charged by the appraiser. Property and hazard insurance are required and are the responsibility of the borrower. Flood insurance may be required. If you pay off and close the loan or line within 36 months of opening, you must reimburse us the third-party fees paid in connection with opening the loan or line. Fees paid to third parties generally total between $207.00 and $957.00. APR assumes .25% discount for automatic payment from a PS Bank account. Please consult your tax advisor to determine if interest is tax deductible. Additional terms and conditions may apply. Rates subject to change without notice. Applies to Pennsylvania properties only.

Member FDIC. Equal Housing Lender.

***Annual Percentage Rate (APR) stated requires a FICO credit score of 700 or greater, maximum loan-to-value 85%. The initial APR is discounted and after the introductory period the APR is variable. The post-introductory rate is based on an index plus margin and may change daily. The index is known as The Wall Street journal U.S. Prime Rate and is published in The Wall Street journal. The current index is 7.75% with a floor of 5.00% and a ceiling of 18.00%. Offer subject to credit approval. Rates and margins may change based on credit score or property/dwelling type. Revolving 10-year draw period, then 10- year amortized repayment period. ADDITIONAL “NO CLOSING COST PRODUCT DISCLOSURE: “No closing costs" means PS Bank (Bank) will waive origination fee, credit report fee, title search fee, flood determination fee, mortgage recording fee, bank attorney fee, automated valuation fee, and mortgage tax. Any expense not specifically listed herein is the responsibility of the borrower. Bank's intent is to utilize and pay for an automated valuation of the collateral property. If a more extensive appraisal is requested by the applicant or is deemed necessary by Bank for any reason, the applicant will be responsible for the cost charged by the appraiser. Property and hazard insurance are required and are the responsibility of the borrower. Flood insurance maybe required. If you pay off and close the loan or line within 36 months of opening you must reimburse us the third-party fees paid in connection with opening the loan or line. Fees paid to third parties generally total between $243.00 and $993.00. Please consult your tax advisor to determine if interest is tax deductible. Additional terms and conditions may apply. Rates subject to change without notice. Applies to Pennsylvania properties only.

Member FDIC. Equal Housing Lender.

Example of payment terms: Borrow $150,000 at 6.1562% Annual Percentage Rate (APR) for 360 monthly payments of $914.28. Payment does not include amounts for taxes and insurance premiums, the actual payment will be greater. APR and example of payment shown is based on Loan Amount of $150,000, 1.0% Origination Fee, 25% down payment, 720+ credit score. Offer subject to credit approval. Additional terms and conditions may apply. Rates may vary depending upon credit history and transaction specifics, and are subject to change at any time.

Disclosure info: *APR = Annual Percentage Rate. Subject to change without notice. **Payment is based on maximum terms show/n. Subject to credit approval.

Maximum term of 120 months is based on a FICO score of 660+ and $199.99 lender fee. Maximum term of 180 months is based on a FICO score of 680+ and $299.99 lender fee.