Personal Checking

Filled with free features, our checking options make money management more convenient and your day a little easier.

Different people, different needs. That's why PS Bank offers three unique checking options. But whether you choose to say "no" to monthly fees or "yes" to extra income, you'll enjoy the advantages of Online Banking, our handy mobile app, a free Visa debit card, and coast-to-coast ATM access.

You can cut costs without cutting corners. Our free checking option holds the line on fees while still offering everything you need for 24/7 account access.

$0 minimum balance
$0 service charge *with eStatements
No fees at PS Bank ATMs ($2 foreign ATM fee per transaction, plus surcharge)
Free starter checks
No interest earnings

*You have 60 days from account opening to sign up for eStatements. If you do not sign up for eStatements, your account will be converted to our PS Select Checking. With our PS Select Checking, you must maintain an average daily balance of $500.00 or have a direct deposit to the account to avoid a $6.00 per month maintenance service charge.

$500 minimum balance required or set up direct deposit of your paycheck (a $6 monthly service charge applies otherwise)
No interest earnings
No fees at PS Bank ATMs (surcharge only at foreign ATMs)
Free starter checks

Most checking accounts send money only in one direction - out to the people and businesses you're paying. But PS Preferred is a two-way street, with your deposits earning interest at a competitive rate.

$1,000 minimum balance or $10,000 in relationship balances in other PS Bank deposit (a $10 monthly service charge applies otherwise)
Tiered interest structure means bigger balances can earn money at higher rates
No fees at PS Bank ATMs (surcharge only at foreign ATMs)
Free basic checks

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

Unsecured Home Improvement Loan

Do you want to increase the value of your home with fixed monthly payments? PS Bank can help with an unsecured home improvement loan.

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Jump into your dream home with a mortgage from PS Mortgage.

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Bank From Anywhere

Download our mobile app to bank as you go!

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Make A Loan Payment Online

Make your PS Bank loan and mortgage payments online anytime, anywhere!

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Explore Our Digital Banking Services

At PS Bank, you can manage your money and account from anywhere, anytime. Use Online Banking to pay bills, make loan payments, and more.

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Check Out Our Competitive Rates

240 Month Home Equity

7.75

% APR

HELOC Introductory Rate

5.99

% APR

60 Month CD

0.90

% APY

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